Manuscript Number : SHISRRJ214326

Non-Performing Assets (NPA) and Their Effects on Countries Progress

Authors(2) :-Dr. Angrej Singh, Anshu Chaudhary

Most people associated with banks are familiar with NPAs. NPA means non-performing assets, that is, when a person takes any kind of loan and does not give it on time or its instalment, interest etc. remains overdue for three consecutive months, then that account becomes NPA. In this paper, we have given detailed information about your NPA. What is NPA? What are the types of NPAs? We have given information about all the things like what is banking properties etc. in this paper. NPA accounts have a very bad effect on the profit of the banks and this also has a bad effect on the country. Therefore, the bankers should make continuous efforts to secure the accounts before they become NPA.

Authors and Affiliations

Dr. Angrej Singh
Associate Professor and HOD, Economics, Upadhi Mahavidyalaya Pilibhit, Uttar Pradesh, India
Anshu Chaudhary
Ph.D. Scholar, Economics, M.J.P.R.U. Bareilly, Uttar Pradesh, India

Bank, NPA, Assets, Properties, Bad loan, Cash credit

  1. Agwan, D. A. (January, 2016). A Comparative Study of Non - Performing Assets of State Bank of India . International Journal of Research in Economics and Social Sciences Volume 6, Issue 1 (IMPACT FACTOR – 5.545).
  2. B.Selvarajan & Dr. G.Vadivalagan (2013)A Study On Mgt Of Npas In Priority Sector Reference To Indian Bank And Public Sector Bank. Global Journal of Management & Business Research,13(I)
  3. Bajiraoborse, P. N. (2016). The Study of The Effect of Non-Performing Assets on Return on Assets of Major Indian Commercial Banks. International Journal in Management and Social Science, 4 (1), 7.
  4. Chandan Chattergee, J. M. (12). Management Of NPA-A Current Scenario. National Journal of Social Science and Interdisciplinary Research, 1 (II)
  5. Dr.Krishna Murari, (May 2014) Comparative Evalution Of Non-Performing Assets Of Indian Banks: A Study Of Public &Private Sector Banks. Asian Journal of Research in Banking & Finance, 5(4)
  6. Dr.M.Prakash, A. L. ( 2014). A Study on Analyzing the Trend of NPA Level in Private Sector Banks and Public Sector Banks. International Journal of Scientific & Research Publication, 4 (7), 9.
  7. Dr.M.Syed Ibrahim & Dr.Rangasamy Thangavelu,(March 2014)A Study On The Composition Of Nonperforming Assets(NPA)Of Schedule Commercial Banks In India. Journal Of Finance and Bank Management (2),1 18.
  8. Gandhi, K. (2015). Non-Performing Assets: A Study of State Bank Of India. International Journal of Research in All Subjects in Multi Languages, 3 (3), 6.
  9. N. Kavitha. (2012). “The Impact of Non-performing Assets on the Profitability of Indian Scheduled Commercial Banks: An empirical Evidence,” IJRCM, Volume No. 3, Issue No.1 (January) 27-30.
  10. Namita Rajput, M. G. (2012). Profitability &Credit Culture of Npas-An Empirical Analysis of Psbs. International Journal of Marketing, Financial Services & Mgt Research, 1 (9).
  11. Priyanka Mohnani, M. D. (2013). A Study of NPA on Selected Public & Private Sector Banks. International Journal of Science & Research, 2 (4).
  12. Rajveer Rawlin, S. M. (2012). Modeling The NPA of a Midsized Indian   Nationalized Bank as A Function of Advances. European Journal Of Business And Management, 4 (5).
  13. Swamy, B. (2001). New Competition, Deregulation and Emerging Changes in Indian Banking. The Journal of Indian Institute of Bankers, 3-22.

Publication Details

Published in : Volume 4 | Issue 3 | May-June 2021
Date of Publication : 2021-06-10
License:  This work is licensed under a Creative Commons Attribution 4.0 International License.
Page(s) : 136-148
Manuscript Number : SHISRRJ214326
Publisher : Shauryam Research Institute

ISSN : 2581-6306

Cite This Article :

Dr. Angrej Singh, Anshu Chaudhary, "Non-Performing Assets (NPA) and Their Effects on Countries Progress", Shodhshauryam, International Scientific Refereed Research Journal (SHISRRJ), ISSN : 2581-6306, Volume 4, Issue 3, pp.136-148, May-June.2021
URL : https://shisrrj.com/SHISRRJ214326

Article Preview